BitGo Europe GmbH has launched its Crypto-as-a-Service offering across the European Economic Area, enabling fintechs and banks to integrate regulated digital asset services under its MiCAR licensing framework.

The expansion extends a model previously available in the United States through BitGo Bank & Trust into the European market, allowing institutions to deploy crypto custody, trading, onboarding and on/off-ramp capabilities through modular APIs and webhooks.

MiCAR-Aligned Infrastructure Across 30 Countries

Under the framework, businesses can operate across all 30 EEA countries using BitGo Europe GmbH’s regulatory authorization. The rollout comes as the Markets in Crypto-Assets Regulation reshapes the compliance environment for digital asset service providers within the European Union.

Mike Belshe, Chief Executive Officer and Co-founder of BitGo, said, “Europe is entering a new era for regulated digital asset services, and institutions want a clear, compliant path to launch. By expanding Crypto-as-a-Service across the EEA through BitGo Europe GmbH, we’re enabling regulated businesses to bring crypto products to market faster – without compromising on security, controls, or operational resilience.”

Modular Services for Fintechs and Banks

The Crypto-as-a-Service model allows financial institutions to embed crypto functionality directly into their own interfaces. End users can buy, sell and hold supported digital assets within the institution’s platform, rather than being redirected to external exchanges.

The service suite includes custody and wallet infrastructure backed by qualified custody arrangements, API-based onboarding processes, trading and settlement functionality, and fiat on/off-ramps via SEPA transfers within the European Union.

Additional features include configurable policy controls, spending limits and governance settings designed for institutional compliance environments. BitGo stated that custodial wallets are insured up to $250 million, subject to terms and conditions.

Brett Reeves, Head of EMEA at BitGo, said, “Trust is the differentiator in Europe’s regulated crypto market. BitGo’s CaaS combines qualified custody, configurable policy controls, and enterprise-grade operational support – so European businesses can offer crypto services with the governance and protections their customers expect.”

Institutional Demand Under Regulatory Clarity

The European rollout reflects growing demand among regulated financial institutions seeking to integrate digital assets without building full in-house infrastructure. Under MiCAR, service providers must meet capital, governance and operational standards, prompting some fintechs and banks to seek licensed infrastructure partners.

By offering APIs for custody, trading and compliance workflows, BitGo aims to position itself as a backend provider enabling institutions to meet regulatory requirements while retaining control over customer relationships.

The launch also reflects broader consolidation within the digital asset infrastructure sector, as firms compete to supply compliant services to banks and fintech platforms entering the crypto market.

Takeaway

BitGo’s EEA rollout signals increasing institutional demand for MiCAR-aligned crypto infrastructure, as fintechs and banks seek compliant, API-based pathways to embed digital asset services across Europe.